Solutions & Services

 

Risk Management and Insurance Planning

Reviewing existing insurance policies. Recommending policy changes when appropriate. Helping you find a quality policy for your situation.

- Group & Individual Life Insurance - Disability & Long Term Care Insurance
- Key Employee Insurance - Business Succession Funding

 

Financial Planning & Investments

Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending appropriate investment vehicles to help you pursue your goals. Helping your business attract and retain qualified employees through benefit packages.

- Mutual Funds - College Savings & 529 Plans
- 401k's & SIMPLE IRA's - SEP IRA's / IRA & Roth IRA's
- Professional Money Management - Fee Based Planning
- Charitable Gifts - Saving for Special Needs

 

Retirement Income Planning

Establishing a clear objective for your retirement income needs, and then electing the most suitable way to receive that income while utilizing an optimal tax strategy.

 

- Required Minimum Distributions - Social Security Integration
- Medicare Benefits Analysis - Variable Annuities
- Immediate Annuities - Deferred Annuities
- Fixed & Index Annuities - Bond & Annuity Ladders

 

Estate Planning

Providing strategies to preserve your estate for your intended heirs. Minimizing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors.